Life Assurance


You can either protect just your mortgage or your family - or both.

Life  Assurance South Coast

Life Assurance for repayment mortgages

Also called Decreasing Term Assurance, your mortgage will always be covered whenever you shed this mortal coil. Ideal for people/families who at the very least want to make sure that their mortgage is 100% covered.

Life Assurance for interest only mortgages

Also called Level Term Assurance. Perfect for interest only mortgages - you might get an immediate lower rate on your mortgage - but even though you are paying no capital off - at least you are covered if anything were to happen to you.

Make sure that you get Life Assurance

A must to protect your mortgage - but a little bit extra to protect 'you and yours' - it will make a big difference and costs a lot less than you think! Get some today by talking with Bram Vis.

Frequently Asked Questions: 

What is Life Assurance?

Life insurance, also known as life cover or life assurance is a way to help protect your loved ones financially if you were to die during the length of your policy.

Do I need insurance/protection services with my mortgage?

No you do not. Legally. However - many lenders will insist that when you take out a large debt, you should consider protecting it against the unthinkable like death and serious illness, even long term illness. Protecting the mortgage used to be a requirement by every lender – now it is optional. It is very sensible though – Term Assurance to protect your mortgage payments – Critical Illness Policies to protect against serious illness - there is also Buildings and Contents insurance to consider - again, many lenders may even insist it is in place as you move into your new home

What is a 'Whole of Market' advisor?

A Whole of Market mortgage advisor is an impartial intermediary who acts solely in the interests of the mortgage borrower and not the lender. Unlike the High Street banks, Whole of Market advisors provide advice from products across more than one lender, offering a much wider choice. There are 3,000 mortgage products out there - what is the best one for you - ask Bram Vis.

Where can I find more information?

Please visit our FAQ page here or contact Bram directly and/or get a confidential & professional call back from Bram here.

Call Bram Vis now...

London West End office:

020 7504 1090

Isle of Wight office:

01983 642 643