Critical Illness Cover


If you don't die, and you suffer a 'critical illness' it may take you a few years to recover and get back into the workforce - a policy like this can make 'all' the difference.

Critical Illness South Coast

How much Critical Illness Cover should I get?

Well - it depends. There is simply no right or wrong about this. You can have as much Critical Illness Cover that you want - but it is never the cheapest form of cover.

Does Critical Illness Insurance pay you an income over time?

No - it pays a lump sum out, in one go, and never in instalments. So if you have a £500,000 Critical Illness Policy, and something happens to you, it will pay you £500,000 - normally within two to three months.

Why should Critical Illness Insurance be an essential part of your financial planning?

There are protection services to protect your mortgage, and there are income replacement policies to protect your family - but Critical Illness Cover exists to protect YOU! Make sure you discuss this with Bram Vis right away - as this is the best form of protection that any family could have.

Frequently Asked Questions: 

What is Critical Illness Cover?

Critical Illness cover, also known as critical illness insurance, is a long-term insurance policy which covers serious illnesses listed within a policy. If you get one of these illnesses, a critical illness policy will pay out a tax-free, one-off payment. Many people have it n the background 'just in case' something happens - not 'death' of course - but perhaps sometimes even more costly!

What is a 'Whole of Market' advisor?

A Whole of Market mortgage advisor is an impartial intermediary who acts solely in the interests of the mortgage borrower and not the lender. Unlike the High Street banks, Whole of Market advisors provide advice from products across more than one lender, offering a much wider choice. There are 3,000 mortgage products out there - what is the best one for you - ask Bram Vis.

Are you regulated by the Financial Conduct Authority?

Yes. Bram Vis is a Mortgage Adviser for Julian Harris Mortgages Ltd, authorised and regulated by the Financial Conduct Authority No. 304155 Co No. 3927189.

Where can I get more information?

Please visit our FAQ page here or contact Bram directly and/or get a confidential & professional call back from Bram here.

Call Bram Vis now...

London West End office:

020 7504 1090

Isle of Wight office:

01983 642 643