IF IT'S WORTH BUYING - IT'S WORTH INSURING
No-one can put a price on a painting, a piece of artwork or a family heirloom - they cannot be replaced - but a payout will make a big difference.
How much does Contents Insurance cost?
It all depends on 2 things - the total value of your contents on the one hand, and the postcode that the house is in. High crime rates vs. low crime rates - they will result in the difference. Most policies have an amount as for general household items like kitchenware and sofas and so on, as well as requiring a specific listing (maybe even photos and separate valuations) for every item worth over £1,000. You would be surprised how easy it is to 'underinsure' yourself.
Do you have to have Contents Insurance at all?
No, you do not - we all know someone who has no (and has never had) contents insurance at all. It is up to you and no-one else. For peace of mind - it is hardly a choice.
Why you need a Contents Insurance quotation.
Not just for the total value of all contents - but the items that are typically worth over £1,000 as well - they tend to be more sentimental anyway. Sure - there are the TVs and the stereos, which are clearly impersonal, but when you get into the area of paintings and jewellery, make sure that they are listed when Bram Vis does your quotation for you!
Contents Insurance covers your possessions against fire, theft and other risks, such as accidental damage. Obviously items in your house, but some policies can cover you for items taken with you 'outside' of the house as well.
Absolutely not. Although we offer the widest possible range of insurance, including building and contents cover through the UK’s leading insurers, there is no obligation on your part to arrange your cover through us. However, we would hope you would give us the opportunity of discussing and hopefully competitively matching all your insurance needs.
No. Of course, you would expect us to say no, but we do so with very good reason. Although these basic search engines can be useful for completing some initial self research, they can never be as sophisticated as the specialist whole of market search engines designed and used by any broker.